U.S. banks scored the highest income

WASHINGTON . After several years of struggling with the financial crisis , the banking industry the first time the United States ( U.S. ) enjoyed the highest revenue since the first half of 2007 .
Based on data from Federal Deposit Insurance Corp . ( FDIC ) , the first three months of this year , banking, Wall Street managed to pocket the revenue of U.S. $ 35.3 billion . This figure is up 22.9 % or about U.S. $ 6.6 billion from a year earlier .

The increase in revenue to boost operating profit increased approximately 3.1 % or about U.S. $ 5.5 billion in the first quarter of 2012 , compared to a year lalu.Namun , banking performance , this time not sustained increase in lending. Bank pocketed more revenue , because fewer losses backup set .
In fact , lending dropped 0.8 % or the equivalent of U.S. $ 56.3 billion during the first quarter . If the loan is not immediately increased activity , the U.S. banking industry will be difficult to continue the record earnings in first quarter .

The leadership of Martin Gruenberg FDIC said it was too early to conclude loan growth trends in the rest of the year . According to him , the decline in credit in the first quarter is seasonal . For example , credit card revenues fell after reaching a peak at the end of last year's holiday .

American Bankers Association economist , Jim Chessen expressed , total loan volume will continue the negative , because of the slowing housing sector . And residential real estate loans decreased by U.S. $ 19.2 billion, or 1 % last quarter . "The overall volume of lending to banks will gradually grow up to develop the property market , " he said .

Banking is still to be alert to the risk of the debt crisis of Europe . Indeed , U.S. banks do not focus on certain European countries or institutions on the continent of blue . " However, the macroeconomic effects and the potential for significant financial difficulties in Europe likely to give impact on our institutions , " said Gruenberg .

Moreover , the U.S. banking system has not been too strong . In the first quarter -2012 , a total of 16 banks closed , describes the lowest level since the fourth quarter of 2008 . Of 7307 institutions that dealt with the FDIC , there were 722 of them entered the list of problems.